Terms and Conditions

1. Introduction

Welcome to dividendsaga.com. These Terms and Conditions (“Terms”) govern your access to and use of the website, services, content, and features (collectively, the “Service”) provided by dividendsaga.com. By using or accessing the Service, you agree to be bound by these Terms and all applicable laws and regulations. Please read them carefully.

2. Definitions

– “Service” refers to all functionality, features, content, and services provided through dividendsaga.com.
– “User” means any individual or entity who accesses or uses the Service.
– “Content” refers to all text, images, video, audio, data, and other information available on dividendsaga.com, whether provided by the website or its users.
– “Account” refers to the personalized area of the Service created when a User registers with dividendsaga.com.

3. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to comply with these Terms. If you do not agree with these Terms, you must not use the Service.

4. Changes to Terms

dividendsaga.com reserves the right to modify, update, or replace these Terms at any time. When changes are made, we may update the Terms on this page. Your continued use of the Service following any changes constitutes your acceptance of the revised Terms.

5. Use of Services

Eligibility: You must be at least 18 years old or have the legal capacity to form a binding agreement in your jurisdiction to use the Service.

Account: To access certain features, you may be required to create an Account. You agree to provide accurate, current, and complete information and to keep your Account credentials private and secure. You are solely responsible for all activities that occur under your Account.

Prohibited Activities: You agree not to use the Service to:
– Engage in any unlawful, defamatory, abusive, fraudulent, or deceptive behavior.
– Violate any applicable laws or regulations.
– Infringe upon any intellectual property or rights of others.
– Interfere with the security, availability, or functionality of the Service.
– Use any automated means to access, scrape, or duplicate Content from the Service.

6. Intellectual Property

All Content, trademarks, logos, and features available through dividendsaga.com are the property of dividendsaga.com or its licensors and are protected by applicable intellectual property laws. Unauthorized use of any part of the Service or its Content is prohibited.

7. User-Generated Content

Users may have the opportunity to submit or post content through the Service. By submitting content, you grant dividendsaga.com a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, and display your content in connection with operating the Service. You represent that any content you provide does not violate any third-party rights or these Terms.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which outlines how we collect, use, and safeguard your information. By using dividendsaga.com, you acknowledge that you have read and understood our Privacy Policy.

9. Third-Party Services

The Service may contain links to or rely on third-party websites, services, or resources. dividendsaga.com is not responsible for the availability or accuracy of such third-party content and does not endorse and is not liable for any services, products, or content provided by third parties.

10. Disclaimers and Liability

The Service is provided on an “as-is” and “as-available” basis without warranties of any kind, express or implied. dividendsaga.com does not guarantee the accuracy, completeness, or usefulness of any information provided and disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, dividendsaga.com shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless dividendsaga.com and its affiliates, officers, directors, employees, and agents from and against all claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising out of or related to your use of the Service, your violation of these Terms, or any content you upload or submit.

12. Termination

dividendsaga.com reserves the right to suspend or terminate your access to the Service at its sole discretion, without notice or liability, for conduct believed to be in violation of these Terms or harmful to other users or the Service as a whole. Upon termination, your right to use the Service will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which dividendsaga.com operates, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts in that jurisdiction for any disputes arising from or relating to these Terms.

14. Miscellaneous

Entire Agreement: These Terms constitute the entire agreement between you and dividendsaga.com regarding use of the Service and supersede any prior agreements.

Severability: If any part of these Terms is found to be invalid or unenforceable, that part will be limited or eliminated to the minimum extent necessary, and the remainder will remain in full force and effect.

Waiver: No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

15. Contact Info

For questions about these Terms, contact us at [email protected].